Personal loans

  • A personal loan is a loan to meet your current financial needs. It is usually taken by borrowers who are looking for quick and easy loans with manageable interest rate and minimum documentation. You can use a personal loan as per your convenience.

  • OxyLoans.com brings borrowers and lenders to this platform, where they are free to negotiate their terms and condition within a few preset parameters to keep transaction values under control.

  • Any India resident, with valid proof, can lend and borrow at OxyLoans.com.

  • The limit of the transaction is between, INR 5000 and a maximum of INR 2lakhs, however, if the borrower is pledging collateral, he can ask up to 65% of collateral value.

  • Interest rates are purely dependent on the Lender and Borrower. It starts from 12 % Per Year, i.e. 1% per month, to a restricted maximum of 4% per month and 48% Per Year.

  • OxyLoans.com is giving both the lender and borrower a unique opportunity, where the lender can put his money to his best use and the borrower can get the best rate of interest on his loan.

Documentation required for Personal Loans

  • Aadhar Card
  • Pan Card
  • 2 Photos
  • Latest 3 PaySlips
  • Latest 6 Months Bank Statements
  • Employee ID Card
  • Current Address (rental agreement, electricity bill)

Home Loan Can Be Used For Many Purposes

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For Construction of a New House

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Purchase of
Dream Home

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Interiors of Home

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Purchase of
Open Land

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Buy an Apartment