Lender

Lenders on our platform can earn returns as high as 36% from individual tranches of investments.However we encourage them to diversify the risk by investing in multiple customers across different risk class such that risk remains low and returns are maximized, which in turn depends on the risk appetite of customers. The criteria for Lender on boarding too follows policies similar to those followed for Borrowers. It includes physical verification of location and income & expense statements.

  • All citizens of India and NRIs are eligible.
  • Lenders are free to choose their preferred Borrowers.
  • They can quote the rate of interest they want on their principal.
  • They can distribute the principal among Borrowers to minimize the risk.

Why Lend at Oxyloans

investor
High Returns
investor
Principal
Protection
investor
High Quality
P2P Loan Projects
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Hassle Free,
Transparent and
Secure

A trusted partner to
fulfill your requirements

save
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invest
save
grow
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Lender Criteria

  • Be over 21 years of age – Passport / Voter ID Card / Driving License
  • Be an Indian Citizen – Passport / Voter ID Card / Adhaar Card
  • Earning Member with valid Income Proof – Last 3 months salary slip for Salaried Employees / Last 3 years Balance Sheet & IT Returns for self-employed
  • Have Minimum Income of Rs.12,00,000 per annum
  • Holds a Valid Bank Account – Last 6 Months Bank Statement
  • Has Government of India recognized Identity Proof – as per KYC
  • Has Government of India approved Address Proof – as per KYC
  • Has PAN Card

Lenders Testimonials

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Padmini Bollineni CEO


My journey with Oxyloans has been excellent. I refer Oxyloans to my friends to approach...

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Vinod Kumar .N CEO


Being a peer 2 Peer Lender is Being Human! Mr.Vinod believes in creating opportunities, All these days Mr.Vinod is helping students to attain good GMAT score to enter into Business Schools but Now by becoming a Lender at www.oxyloans.com he is going to help businesses and individuals to fulfill their dreams. I request lenders and borrowers register and help creating alternatBeing a peer 2 Peer Lender is Being Human! Mr.Vinod believes in creating opportunities, All these days Mr.Vinod is helping students to attain good GMAT score to enter into Business Schools but Now by becoming a Lender at www.oxyloans.com he is going to help businesses and individuals to fulfill their dreams. I request lenders and borrowers register and help creating alternative opportunities to each other, all our transactions are online.ive opportunities to each other, all our transactions are online.

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Manoj Bisht


OxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individual and institutional lenders to join us in earning better returns.OxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individuOxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individual and institutional lenders to join us in earning better returns.al and institutional lenders to join us in earning better returns.