M/S SRS FINTECHLABS PVT. LTD. (OxyLoans) is now registered as an NBFC-P2P with RBI. ​Disclaimer: The company is having a valid certificate of Registration dated Feb 06 2019 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, ​the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of liabilities by the company.

Lender

Lenders on our platform can earn returns as high as 36% from individual tranches of investments. However we encourage them to diversify the risk by investing in multiple customers across different risk class such that risk remains low and returns are maximized, which in turn depends on the risk appetite of customers. The criteria for Lender on boarding too follows policies similar to those followed for Borrowers. It includes physical verification of location and income & expense statements.

  • All Indian citizens are eligible.
  • Lenders are free to choose their preferred Borrowers.
  • They can quote the rate of interest they want on their principal.
  • They can distribute the principal among Borrowers to minimize the risk.

Why Lend at Oxyloans

investor
High Returns
investor
High Quality
P2P Loan Projects
investor
Hassle Free,
Transparent and
Secure

A trusted partner to
fulfill your requirements

save
save
invest
save
grow
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Lender Criteria

  • Be over 21 years of age – Passport / Voter ID Card / Driving License
  • Be an Indian Citizen – Passport / Voter ID Card / Adhaar Card
  • Holds a Valid Bank Account – Last 6 Months Bank Statement
  • Has Government of India recognized Identity Proof – as per KYC
  • Has Government of India approved Address Proof – as per KYC
  • Has PAN Card

Lenders Testimonials

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Padmini Bollineni CEO


My journey with Oxyloans has been excellent. I refer Oxyloans to my friends to approach...

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Vinod Kumar .N CEO


Being a peer 2 Peer Lender is Being Human! Mr.Vinod believes in creating opportunities, All these days Mr.Vinod is helping students to attain good GMAT score to enter into Business Schools but Now by becoming a Lender at www.oxyloans.com he is going to help businesses and individuals to fulfill their dreams. I request lenders and borrowers register and help creating alternatBeing a peer 2 Peer Lender is Being Human! Mr.Vinod believes in creating opportunities, All these days Mr.Vinod is helping students to attain good GMAT score to enter into Business Schools but Now by becoming a Lender at www.oxyloans.com he is going to help businesses and individuals to fulfill their dreams. I request lenders and borrowers register and help creating alternative opportunities to each other, all our transactions are online.ive opportunities to each other, all our transactions are online.

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Manoj Bisht


OxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individual and institutional lenders to join us in earning better returns.OxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individuOxyLoans congratulates Manoj Bisht, our first Peer 2 Peer Lender on www.oxyloans.com – An Alternative Lending Platform. We invite individual and institutional lenders to join us in earning better returns.al and institutional lenders to join us in earning better returns.